Books that score themselves.
Ledger is invoicing, banking and cash planning with one difference: it grades your money habits from the live books, and runs the polite-but-relentless collections you never get around to.
Your accountant tells you how last quarter went. Nobody tells you that three invoices just aged past the point where people pay them.
Bookkeeping software records what happened. Ledger acts on it — it scores the habits and chases the money while the chasing still works.
What it does
Grades your money habits.
Stability, timeliness, accuracy, returns — the Resources leg of your Blue Star Score, computed from the ledger rather than a questionnaire. Nowhere to fudge it, and it updates as the books do.
Estimates in, invoices out.
Quote, convert, send, record — with card and ACH per invoice, credit notes, partial payments and voids that behave the way accountants expect. Totals are always re-derived, never typed twice.
Collections that never get tired.
A staged worklist from friendly nudge to phone call, ordered by who to chase today. DSO and aged receivables tracked against each customer's real terms, so nothing drifts past awkward.
Banking that reconciles itself.
Feeds come in, deposits match themselves to invoices with a confidence score and the reasons shown, and the month closes without a spreadsheet. Bookkeeping as a side effect of banking.
Sees the low point before it does.
A 90-day cash forecast built from your real recurring in and out, with budgets against actuals — so payroll week stops being a surprise.
Knows who actually pays.
Every customer carries a payment behaviour band — average days to pay, on-time rate, terms honoured. Useful before you take the next job, not after.
Your Resources leg, graded continuously
Nothing self-reported. Four plain-English questions, answered by the ledger itself — so the number moves when the books do.
Does the money in cover the money out, month after month?
How long between the work and the cash actually landing?
Are the books reconciled, or is the balance a guess?
What is left over once the business has paid for itself?
Illustrative panel — the live preview is scored on fixture data for a made-up agency.
What you get
Three tiers, done-for-you. We set Ledger up around how you invoice today, migrate what's worth migrating, and run the collections cadence for you.
Priced once we've seen yours
Blue Star Ledger is set up and run for you, month to month. What it costs turns on how many businesses you run and whether we migrate your existing books — so we quote it once, on a call, against your actual situation.
Talk to Blue Star about Ledger
Tell us a little about your business and a person replies from hello@bluestarlogic.com — usually within one business day.